In actuality, only we know ourselves if we have written a check or started an online withdrawal from our checking account.

Today, because of credit and debit cards, checks have become a secondary form of monetary exchange, but still important The checking account numbers are personally unique and indirectly they represent a form of identity issued and used by organizations to represent asset accounts. It is assumed that their being signed they officially confirms the transaction be completed. However, not knowing who is actually writing out and signing the check has allowed fraud.

Obtaining an approval for the check “transaction” to be paid can prevent that fraud.

Similar to the other forms of identity related action approval, there are two major aspects: asking a request and waiting for response. The later depends on the respondent having a Sentry account with the routing number and account number being used having been created and the Sentry application installed on one of their devices.

With those requirements completed, obtaining approval for its use is simple. The most difficult aspect of doing so is determining when and where to ask for approvals. The summary details of the transaction become basis of the question which will be asked, i.e., “Do you approve the payment of $493.55 to American Gifts?” Clarity is important with an expectation of solely a “Yes” or “No” response for the transaction to proceed.

When seeking an action approval involving a "Bank Account" online here, there are six fields that need to be completed on the form: 1) Bank Name 2) Routing Number 3) Account Number 4) Check Number 5) Amount 6) Payee. The “Bank Name” field is for bank with the checking account. The “Routing Number” is the digital representation of that bank for processing payment. The “Account Number” field for is the bank checking account number being used. The “Amount” field is for the currency total of the transaction”. Finally, and very important, the “Payee” field is just that.

Compete the form and select ”Send Approval Request ”. Each approval request, when sent for immediate response, is given 3 minutes to be responded to. If not responded to within that time limit, the default response will be recorded as ”No”. It will be present here as "Response not received within allocated time period".

Once the response is received, the reaction should be proceed with the card's use or don't. If not responded to and still appropriate, retry.

It is hoped that in the future, the banks will integrate this type of action approval into their systems.